Educational Loan ( NSFDC)

Gender : Male/Female     Category : SC

This loan is given to the SC students who are qualified enough to avail professional/ technical/higher studies. The applicant should be a resident of West Bengal and should have proper SC certificate from the concerned authorities ( SDO/ADM). The applicant should seek admission in educational institutes on the basis of JEE/CAT results. Educational loan shall be provided for pursuing full-time, professional/ technical courses in the fields of  medical, engineering, architecture, medical, dental, physiotherapy, hotel management and catering technology, biotechnology, law education, journalism and mass communication, CA, ICWA, CS, AMIE, FIE or any other course certified as a professional/ technical course by the authorising/ recognising body appointed by the appropriate government. The educational loan shall cover admission fee, tuition fee, books, stationery, equipment, examination fee, food and lodging, book bank and availing library facilities, learning the soft skill, common money for hostel and college, sports fee, etc. NSFDC shall charge interest of 5% interest from the beneficiaries ( 1% from the women). The moratorium period will be considered six months after completion of the course or getting employment, whichever is earlier. The loan should be paid in instalments.


NSFDC provides loan up to RS 10 lakh ( for studying in India) and Rs 20 lakh ( for studying abroad) or 90% of course expenses.  


(i) Students should have Scheduled Caste Certificate issued by the Competent Authority.
(ii) Annual family income should be less than Rs. 98,000/-. In rural areas and Rs. 1,20,000/- in urban areas.
(iii) The applicant should have secured admission to the educational institution on the basis of JEE/CAT etc. PROFESSIONAL / TECHNICAL COURSES COVERED Full time professional /Technical courses in the fields of Engineering, Architecture, Medical, Dental, Physiotherapy, Management, Information Technology, Hotel Management & Catering Technology,
Biotechnology, Law Education Journalism & Mass Communication CA ICWA CS AMIE FIA IETE & Higher Education like Doctoral Studies leading to M.Phil/ PhD from Government Recognized Institutions

Contact Department

Address: Head Office of the West Bengal Scheduled Caste & Scheduled Tribes Development & Finance Corporation at MANGALIK, CF-217/A/1 SECTOR-I, SALT LAKE,

KOLKATA -700064

Contact No: TEL- – 033-40261500, Fax- 40261533


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